Subject: Request to suspend collection (Debt Collection Act, section 4 c) Debtor: [FIRST NAME LAST NAME, DATE OF BIRTH] Claim/reference: [CREDITOR AND NUMBER] Under section 4 c of the Debt Collection Act (513/1999), I request that the voluntary collection of the claim specified above be suspended and that the matter, if you so wish, be transferred to legal collection. I note that, under the law, no costs may be demanded from me for collection measures taken after this request for suspension. [DATE] [NAME, ADDRESS]